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Your EPC, explained line by line

Ten things are measured in your home, and each one moves your score in a different way. Here is what every line means, what a band is worth in real money, and the cheapest route to a better one.

What is measured — and how much each part counts

The assessor works to a fixed government methodology. Tap any line to see what they look at and how to score better on it.

What the assessor measures

Construction type (solid, cavity, timber frame), thickness, and whether the cavity or internal face has been insulated.

Why it moves your score

Walls are the largest surface losing heat in most homes, so they carry more of the score than anything else in the fabric.

Best value improvement

Fill an unfilled cavity — typically £500–£1,500 and usually worth a full band.

Have this ready on the day

Cavity insulation guarantee (CIGA), installer invoice, or a grant/ECO completion certificate.

Where a feature cannot be seen or evidenced, the methodology scores the default for your property's age — almost always the worst case. Ten minutes of paperwork can be worth a whole band.

What a band is actually worth

Bands are not just letters — they are the difference in what the home costs to run every year.

Typical difference

£1,070 a year

Moving from band E to band C is worth roughly £1,070 a year on a typical three-bedroom home — about £10,700 across the ten years the certificate lasts.

Band E running cost

£2,050/yr

Over the certificate's 10 years

£10,700

Illustrative figures for a typical three-bedroom home, based on the cost bands published with the government's energy efficiency statistics. Your own certificate prints the figures for your property.

The A–G scale, as it appears on your certificate

92–100A
81–91B
69–80C
Potential
55–68D
39–54E
Now
21–38F
1–20G
  • Band C (69–80) — Above average for UK homes
  • Band E (39–54) — Minimum standard to let a home in England & Wales

Why an EPC is worth having

Beyond the legal requirement. Pick who you are and see what applies.

It is the law before you market

Selling or letting in England, Wales or Northern Ireland requires a valid EPC commissioned before the property is advertised. Trading standards can fine £200 for a home and up to £5,000 for a rented property.

You cannot let below band E

Rented homes must reach band E unless a valid exemption is registered on the PRS Exemptions Register. Letting below it risks a penalty of up to £5,000 per property.

Buyers price it in

The rating is displayed on every portal listing. A poor band invites offers below asking on the assumption of expensive works; a good one removes the argument.

Green mortgage and cashback rates

Most large lenders now offer a reduced rate or cashback where the certificate shows band A or B, and use the EPC as the proof.

A costed plan for your bills

The recommendation report lists what to do, in what order, with indicative cost and annual saving for each measure — a free improvement plan for your home.

It unlocks grants

ECO4, Great British Insulation Scheme and most council schemes use your EPC band to decide eligibility. No certificate, no application.

Evidence for the sale pack

Conveyancers ask for it at the start. Having it lodged before you list removes one of the most common causes of early delay.

A ten-year record

Once lodged it sits on the public register for ten years, which is proof of the property's condition on that date for any future dispute.

The cheapest ways to move up

The standard measures printed on recommendation reports, with typical published costs and savings — cheapest first.

MeasureTypical costSaving a yearScore impact

Hot water cylinder jacket

Cheapest measure on the list. Fits in ten minutes.

£20 – £40£35+1 to +3 points

Low energy lighting throughout

Assessors record the share of fixed low-energy lights, so swap them before the visit.

£30 – £80£45+1 to +2 points

Loft insulation to 270mm

The single cheapest win in most older houses. A day's work and no disruption.

£300 – £600£170Up to +1 band

Cavity wall insulation

For homes built roughly 1930–1995 with an unfilled cavity.

£500 – £1,500£235+1 band

Suspended floor insulation

Worth doing while floorboards are up for other work.

£800 – £1,200£90+2 to +4 points

Condensing boiler with modern controls

The biggest single jump for homes still on an old non-condensing boiler.

£2,200 – £3,500£320+1 to +2 bands

Double or secondary glazing

Slow to pay back on bills alone, but it lifts comfort and the score together.

£3,000 – £7,000£155+1 band

Solar photovoltaic panels

The strongest single measure for pushing a D or E home up to a B.

£5,000 – £8,000£430+1 to +2 bands

Indicative published figures for a typical home, not a promise for yours. Your certificate lists the measures that actually apply to your property.

Be ready for the assessor

Anything that cannot be seen or evidenced is scored as the worst case for your property's age. Tick these off before the visit.

Worth ten minutes before the assessor arrives

0 of 9 done — each one stops the software assuming the worst case.

0%

What you get with every booking

One price, and the whole package.

The official certificate

Lodged on the government EPC register within 48 hours, with your certificate number and a permanent public link.

Your current and potential score

The A–G band you have today, and the band your home could reach if the recommendations were carried out.

Every line explained

We turn the assessor's findings into plain English — what was measured, what it means, and what to do next.

A costed improvement plan

The measures that apply to your home, cheapest first, with indicative cost, annual saving and the bands each one is worth.

Ten years of reminders

We watch the expiry date and tell you at 90, 30 and 7 days, so a certificate never lapses mid-sale.

It joins your property record

The rating flows straight into your HomeCheck report, sale pack and property profile — no re-typing.

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EPC from £79

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